If your loan application was rejected because your credit file is thin, it might be time to reapply with lenders using a new ...

A little over a decade ago, I found myself in especially dire financial straits. I got laid off from my job, split from my spouse, and defaulted on the mortgage for the house I shouldn't have bought.

More than 40% of people are set to drop down a score banding after the changes, but Experian said it will not affect lending ...