Brooklyn Sprunger is a full-time Content Manager and Personal Finance Writer at Motley Fool Money, where she oversees product reviews and ratings while also writing about credit cards, bank accounts, ...

The APY and the interest rate are two key figures to know when storing money in a savings account or other interest-earning bank account. Both are expressed as percentages, but an account’s APY gives ...

The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to ...

You may notice if you’re shopping for a savings account that banks advertise both an interest rate and an annual percentage rate, or APY. While an account’s interest rate can give you a basic idea of ...

由于APY计算使用的是复利，让我们从简单利息和复利开始回顾。简单利息是完全基于最初投资的固定利率。任何从利息中获得的金额都不包括在未来的利息计算中。复利则是对原始投资加上之前获得的利息的利息。复利会以比简单利息更快的速度增长你的投资。

A money market account is a savings tool that combines competitive interest rates with greater flexibility than traditional savings accounts. Money market accounts (MMAs) provide additional access to ...

One bank is guaranteeing its nation-leading rate for six months while letting you withdraw whenever you like. It's an uncommon blend of high yield and full flexibility.

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...