She claimed that while it wasn't a huge deal, it ended up being a wake-up call. After spending most of her energy avoiding overspending, she never realized how credit works. At the end of the day, it ...

When it comes to building and maintaining a strong credit score, most people focus on paying bills on time, managing balances ...

If you're looking to build your credit and still earn cash back on dining and entertainment spending, consider the Capital ...

Which credit card is best?” is an impossible-to-answer personal finance question. There are hundreds available, but no single best credit card. Here's why.

At a time of year when generosity often outpaces budgets, TomoCredit is proving that mindful money management can be a gift all in itself. With its new AI financial advisor, Tomo helps users celebrate ...

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Not all cash-back rewards cards are created equal. Here’s how to find the right one for your lifestyle and spending habits.

These three Chase credit cards give you high rewards rates across a broad spectrum of spending, with low or no annual fees.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Insureye offers two credit card comparison tools to match Canadians with their ideal contender: the Travel and Insurance tool ...

Credit cards can be powerful financial tools when used responsibly, but they can also lead to significant debt if mismanaged. Whether you're a seasoned cardholder or new to the world of credit, ...

Will your FICO® Score go down if you open too many credit cards? And how many cards is "too many," anyway? The short answer is that it doesn't matter how many credit cards you have -- as long as you ...