Business owners need to understand how their business uses cash and how to spend the cash that comes in effectively. The best way to do that is through a budget.

Creating a monthly budget can feel like herding cats—things go in every direction, and somehow your money disappears before the month ends. But with the right approach (and a solid spreadsheet), you ...

Make your budget work for your real lifestyle—not the one on spreadsheets Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...

In turbulent financial times, splurging on expensive vacations or fine dining may feel unwise. But with planning, people can still find ways to indulge. By Rachel Kramer Bussel Anela Malik can’t name ...

Budgeting during retirement is not easy, nor is it simple. That said, millions of Americans do it every year. GOBankingRates spoke with Diane P., a 68-year-old retired teacher who’s learning to live ...

You try to spend your money intentionally. You meal prep on Sundays. You resist the latest iPhone upgrades. And then — bam! — a random $9.99 charge hits your ...