If you want to take more control of the money you're saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY or personal pensions which allow you to choose ...

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Trading in shares can be a good way to make a return on your money, but is less rewarding if you're paying through the nose for someone to make that trade for you. This guide runs you through the ...

Many people think ISAs are complicated, and that perception isn't helped by the maze of options out there. But ISAs are simply accounts for your savings or investments that are tax-free forever. This ...

Peer-to-peer lending firms such Funding Circle usually offer high rates to investors, but while their products can look and act like savings, they're NOT the same. This guide explains the risks and ...

We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your ...

Sim switching need-to-knows ...

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An offset mortgage is where you have savings and a mortgage with the same lender and your cash savings are used to reduce - or 'offset' - the amount of mortgage interest you're charged. Instead of a ...

A fixed-rate mortgage gives you a special interest rate for a fixed period time, meaning your monthly repayments will stay the same until the fix ends. This calculator compares two fixed-rate deals.

You could get it even cheaper if you buy the phone outright and pair with a cheap Sim.

From £23,800 in cash to five-star holidays, MoneySavers have won the lot. It's all about 'comping', a potentially profitable hobby. This guide covers sourcing the right free competitions, using web ...