“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score (or have no credit history),” he wrote. Germain suggests starting small by ...

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Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a ...

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and ...

Having more than one credit card isn’t necessarily bad—it can actually help your credit score if managed wisely. But if ...

Your credit score reflects how you've handled your debt in the past, but that’s only one part of your profile. It doesn’t ...