Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

When my daughter was 18, I took her to my credit union — where she has her savings account — to take out a $500 loan so she ...

She claimed that while it wasn't a huge deal, it ended up being a wake-up call. After spending most of her energy avoiding ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

Rental payments will be reflected in credit scores, one of the UK's main credit ratings agencies has said. Experian said it was overhauling its scoring system to better reflect "more of the everyday ...

Terry has 25 years experience in journalism and communications, reporting on a range of topics that include personal finance, telecommunications, Congress, government regulations, and criminal justice ...